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Here are some common questions our agency is asked. Please call our office for details.
Milestone Insurance Agency 361-257-0303
Do you need Boat Insurance & Watercraft Insurance?
Yes! Watercraft insurance can provide protection from financial loss from physical damage or theft on the road, in the water, or in storage. It covers many injuries to others including passengers, swimmers, and other boaters, and potentially their property. Call us for details at 361-257-0303.
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We also have boat insurance coverage for Texas Fishing Guides. Need coverage for a 6 Pack Guide Licence? We can Help!
What does boat & watercraft insurance cover?
Physical damage:
Get peace of mind whenever you use your boat because you’re covered for repair or replacement of your boat or trailer if it’s damaged in a covered accident. Coverage extends to the built-in or permanently attached equipment, such as radios and other electronic gear. Your coverage extends to anywhere in the continental United States with certain restrictions.
Boater's Liability:
Feel more secure if you are involved in an accident that damages property or injures others including some swimmers and possibly your passengers. Your coverage also includes certain costs of your legal defense, as described in your policy if chosen.
Boat insurance has many optional coverages. Call us to get a boat insurance quote tailored to your needs at 361-257-0303.
Do I need renter's insurance coverage?
Yes! If you're renting a house, apartment, or dorm room, you should make sure your belongings are secured in case of a loss. Your landlord will have a policy for the dwelling, but this coverage doesn't protect you. A roommate’s coverage probably wouldn't cover you either.
When should I add my teen to my auto policy?
If your policy or endorsements do not explicitly void coverage while your teen is operating a vehicle, you may typically add your teen after he or she obtains a driver’s license. Most states don’t require drivers with a learner’s permit to carry insurance, and many insurance companies will automatically cover a teen driver with a learner’s permit at no extra cost. Still, it’s a good idea to check with your insurance agent before your teen gets behind the wheel.
Can auto liability insurance coverage protect your financial future?
Yes! Liability coverages are among the most important in relation to your financial security. With ever-increasing medical costs, the possibility of a multi-car accident, or damage to expensive property, the minimum coverage limits required by law may not be enough. Depending on the situation, choosing low liability limits may lead to more out-of-pocket costs.
Trying to Understand full coverage insurance. What does that mean?
Many people search for the best rates on full coverage car insurance, but this could mean different things depending on whom you speak to. Let’s take a look at some of your insurance options.
Call us at 361-257-0303.
Have Coverage Questions?
Call an experienced agent at 361-257-0303